Capital for your next surgery center project — Surgery Center Capital Partners
We connect ambulatory surgery center owners with lenders specializing in equipment, real estate, and working capital loans for private medical facilities.
Soft credit inquiries only. Does not impact your credit score.
- EBITDA
- Case volume
- C-arm imaging
- Capital expenditure
- Tenant improvement
- Debt service coverage
- Payor mix
- Medical real estate
Medical equipment and real estate financing for outpatient surgery centers
Financing options matched to your situation, in one place.
- EQUIPMENT Medical tech leasing Fast financing for robotics, imaging, and sterilization hardware upgrades.
- REALESTATE Facility expansion loans Funding for ASC construction, renovation, or purchase of clinical space.
- CAPITAL Working capital lines Bridge seasonal dips or fund payroll with flexible credit lines for centers.
- DEBT Debt consolidation Refinance high-interest commercial debt to lower monthly overhead payments.
- $100K–$10M Funding range available
- 24–48 hours Initial decision turnaround
- 1 soft pull Credit check impact
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Niche medical expertise
- Lenders understand ASC payor mix and revenue cycle complexities.
- We speak the language of clinical growth and operational costs.
Transparent terms
- See exact amortization schedules and fees before accepting offers.
- No hidden origination costs or surprise prepayment penalties.
Fast capital access
- Get approvals in days rather than months of standard banking red tape.
- Funds are tailored for specific medical hardware and renovation timelines.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Bank concentration limits
Commercial banks often limit their risk by sector, rejecting even profitable surgery centers that exceed their medical facility quota.
Historical case volume dip
Traditional lenders look at static past revenue and penalize temporary dips caused by surgeon turnover or seasonal fluctuations.
High equipment collateral
General business lenders view specialized medical tech as difficult to liquidate and assign it low collateral value.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Orthopedic ASC Owner
Purchase of a second orthopedic C-arm and sterilization suite upgrades.
Multi-Specialty Admin
Renovation of two additional operating rooms to increase daily surgery capacity.
Pain Management Clinic
Working capital to manage staffing costs during a surgical expansion phase.
ASC Partnership
Consolidating high-interest variable debt into a fixed-rate monthly payment.
Practice management guides
Access our library of white papers on ASC revenue cycle management, sterile processing compliance, and payor contract negotiation.